Introduction & Acceptance

Welcome to the AsthaGro platform (a subsidiary of Astha Nexus Capital Limited). By using our website and investing in any of our projects, you agree to comply with the following terms and conditions. These terms are established to ensure absolute legal protection for both the investors and the company.

Investment Model & Profit Sharing

AsthaGro operates on a 100% ethical and Halal investment model. We do not guarantee pre-determined or fixed profits. Up to 70% of the net profit is distributed to investors after analyzing the business nature, market conditions, and overall project performance. The profit ratio may fluctuate based on the actual profit or loss of the project. These projections will be clearly outlined in each project's digital agreement.

Risk Management & Insurance Fund

Every real-world business involves risk. To maximize the protection of investors' capital, AsthaGro maintains a dedicated "2% Insurance or Reserve Fund" deducted from the company's revenue. If a project faces unexpected business or natural losses, this fund will be utilized to mitigate the damage and secure the investors' core capital to the highest possible extent.

Project Closure & Asset Liquidation

If an ongoing project needs to be closed for any operational reason, it will be executed according to the company's legal and financial policies. Through the liquidation (sale) of crops, equipment, or other assets under that specific project, the investors' capital and rightful profits will be accurately distributed to their respective accounts.

Company Assets & Board of Directors' Decision

For large-scale investments or projects, a crucial condition applies: AsthaGro reserves the right to retain permanent properties or physical assets associated with the project (e.g., land, heavy agricultural machinery, infrastructure) as the company's long-term assets. In such cases, investors will be fully paid their rightful dues (capital and profit), and the final decision on which assets remain as the company's property will be strictly determined by the 'Board of Directors'.

Project Lock-in Period

Agricultural and real estate projects operate on specific timelines or cycles. Therefore, each project will have a pre-defined 'Lock-in Period' (e.g., 6 months, 1 year, or 3 years). Capital withdrawal is generally not permitted before maturity. Upon project completion, investors may choose to withdraw their funds or reinvest.

User Responsibilities & KYC

Investors must provide accurate information and verify their accounts using valid National Identity Cards (NID/KYC). If any false information or evidence of illegal activities is found, the company reserves the right to immediately suspend the account and take legal action.

Taxation & VAT

According to the prevailing laws of the Government of Bangladesh, any Income Tax, VAT, or other duties applicable to the investment returns are the sole responsibility of the investor. If legally mandated, the company reserves the right to deduct 'Tax at Source' as per government regulations prior to profit distribution.

Force Majeure

As our projects are real-world (e.g., agriculture or real estate), certain unforeseen circumstances may arise beyond the company's control. The company cannot be held solely liable if a project is damaged or delayed due to natural disasters (e.g., floods, droughts, severe cyclones), pandemics, war, political instability, or sudden changes in government policies. However, maximum efforts will be made to mitigate losses through our crisis management team.

Anti-Money Laundering

AsthaGro strictly adheres to the 'Anti-Money Laundering (AML)' and Counter-Terrorism Financing (CFT) guidelines of Bangladesh Bank. The source of invested funds must be completely legal. If any suspicious or illegal transactions are detected, the company reserves the right to suspend the account without prior notice and report it to law enforcement agencies.

Payment Gateway & Technical Limitations

All financial transactions are processed through authorized third-party payment gateways, Mobile Financial Services (MFS), or banking channels. The company will not be held directly responsible for delays in fund deposits or withdrawals caused by third-party server downtime, banking technical glitches, or national network issues.

Dispute Resolution & Governing Law

In the event of any dispute or legal complication arising between the company and the investor, maximum efforts will be made to resolve it initially through mutual discussion. If a resolution is not possible, all legal proceedings will be conducted entirely in accordance with the prevailing laws of Bangladesh, and the jurisdiction will fall exclusively under the designated courts of Bangladesh.

Changes to Terms

AsthaGro reserves the right to update these terms and conditions at any time for legal or business necessities. Any significant changes will be communicated to users via website notices or email.

Contact Us

For any legal inquiries regarding our terms, please contact our support team at: support@asthagro.com